Online Property Due Diligence Services in Bangalore
A property can carry hidden debts — unpaid taxes, water, society dues, loans, legal attachments — that become yours once you buy. This checks the records where they show up, before you sign.
Our property due diligence in Bangalore checks the official records for unpaid dues, attachments and recorded loans before you sign the sale deed — with a total of what we find and a risk rating.
- Arrears, dues, loans & attachments
- Full report in 7–10 working days
- Total-liability tally + risk rating
Check this property for hidden debts
₹13,999 · full report in 7–10 working days
We confirm the scope and a fixed quote first; document-retrieval charges are separate.
Financial + legal check
Tax, utility, society and EC records
7–10 working days
For the full report
₹13,999
Retrieval charges separate
Total-liability report
With a risk rating
Do I need property due diligence?
Pick what's closest to your situation.
I'm about to buy
Yes — check the records for unpaid dues before you sign, so the previous owner's liabilities don't become yours.
Get startedI've paid an advance
Yes — verify the liabilities now, while you can still renegotiate the price or walk away.
Get startedIt's an older resale
Older properties often carry years of unpaid taxes, dues, or an old loan — well worth checking.
Get startedIt's an apartment / society
Society maintenance arrears can pass to you under the association's bye-laws — we confirm the dues with the association.
Get startedWhat is property due diligence?
In Bengaluru, property due diligence is a pre-purchase investigation that checks for arrears and encumbrances across multiple authorities — GBA (formerly BBMP) for property tax, the Sub-Registrar's encumbrance certificate for loans and charges, utility providers for water and electricity dues, housing societies for maintenance arrears, and the CERSAI register for recorded security interests — and reports the total it finds before you sign.
What a property can owe
Property arrears aren't just unpaid taxes — they can include utility, society and development dues, recorded loans and attachments. Understanding what a property owes is the first step in any serious due diligence for a property purchase. Some properties carry nothing; others carry lakhs in back-taxes, society dues, or an undisclosed loan — which is exactly why you check before you pay.
Prepared by Auction Dunia's due-diligence team in Bengaluru. Hidden liabilities vary widely from one property to the next, so we report what we actually find against official records rather than an assumed figure. This page is general information, not a valuation or legal advice. Office: Awfis, Field Marshal Cariappa Rd, Ashok Nagar, Bengaluru 560025 · 7019773792.
Hidden Debts We Uncover
- Municipal Property Taxes: Back-dated assessments, penalties, and compound interest
- Water & Sewerage Charges: Outstanding connection and usage fees
- Electricity Arrears: Unpaid bills, reconnection charges, and deposits
- Society Maintenance Dues: Apartment/complex charges with legal interest
- Development Charges: Betterment fees, road widening costs, and infrastructure levies
- Court Attachments: Legal orders freezing property for debt recovery
- Recorded Mortgages: Loans secured on the property that show on the EC or the CERSAI register, flagged in the report
Due diligence vs. title verification
Due diligence checks the money owed; title verification checks the ownership. Most buyers need both.
| Aspect | Due diligence (this service) | Title verification |
|---|---|---|
| What it checks | Financial liabilities — arrears, dues, loans, attachments | Legal ownership — who owns it and whether they can sell |
| Main question | Does the property owe money? | Is the title clear and marketable? |
| Sources | GBA, utilities, society, EC, CERSAI, courts | Sub-Registrar, deeds, EC, revenue records |
| Typical output | Total-liability report + risk rating | Written advocate title opinion |
| When you need it | Before paying — to avoid inheriting debt | Before buying — to confirm ownership |
Need the ownership side too? See Legal Title Verification →
The words you'll see, explained
- Due diligence
- A thorough pre-purchase check of a property's records to uncover risks before you commit your money.
- Arrears
- Money already overdue on the property — unpaid taxes, utility bills, or society dues.
- Encumbrance
- Any charge on the property, such as a loan, mortgage, or legal claim, that can affect a clean sale.
- Attachment
- A court or authority order that freezes the property to recover a debt.
- Total-liability assessment
- A single tally of the outstanding dues we find in the records, so you can see the amount at stake.
Your investigation in 3 simple steps
Share the property details
Send the address and scans of the sale deed, Khata, and latest tax receipts. Everything is done online.
We check the records
We check GBA property tax, utility dues, society arrears, the encumbrance certificate, and the CERSAI register against official records.
Get your total-liability report
You receive a single report with the total amount found and a clear risk rating — usually within 7–10 working days.
How our arrears due diligence works
Collect Property Documents
We gather the sale deed, Khata, latest tax receipts, and connection details so we know exactly what to trace.
Verify Property Tax Arrears
Check GBA (formerly BBMP) records for back-dated assessments, penalties, and compound interest on unpaid property tax.
Check BESCOM & Utility Dues
Confirm outstanding electricity, water, and sewerage charges — including reconnection fees and deposits.
Review Society & Legal Charges
Confirm society maintenance arrears with the association, and run an encumbrance, CERSAI and court-attachment check.
Issue Due Diligence Report
Deliver a total-liability report with a clear risk rating and a plain recommendation on whether to proceed.
Your Due Diligence Report
Here's what the report covers.
Service Fee
Our fee for the full check; document-retrieval charges are separate, at actuals
Additional Charges
Document retrieval from government offices
Investigation Period
For the full report
What the Report Includes
Often needed before you buy
Legal Title Verification
Confirm clear, marketable ownership — the legal side of due diligence.
Encumbrance Certificate
Pull the EC that reveals registered loans and charges.
E-Khata Name Transfer
Move the Khata into your name once you've bought.
Property Tax Name Change
Update GBA property-tax records into your name.
Frequently Asked Questions
What is property due diligence in simple words?
What is the difference between due diligence and title verification?
What does an arrears due diligence report include?
How long does property due diligence take in Bangalore?
How much does property due diligence cost?
What happens if the property has arrears?
Do I need due diligence if I already have an encumbrance certificate?
This information is general and is not a substitute for individual legal or financial advice.
Know what the property owes before you pay
Arrears due diligence for ₹13,999. We confirm the scope and a fixed quote first.